What NCGC will (and won’t) do for Nigerian lenders
So here’s a breakdown of five important things the NCGC will do and just as importantly, five things it won’t.
What is the National Credit Guarantee Company (NCGC)
So when the Federal Government of Nigeria announced the establishment of the National Credit Guarantee Company Limited (NCGC), expectations were naturally high, but so was the skepticism.
Who regulates lending in Namibia?
This article breaks down Namibia’s lending regulatory ecosystem; who’s in charge, what their mandates are, and how the system affects borrowers, lenders, and the broader economy.
Banking as a service explained: All you need to know
Banking as a Service, or BaaS, is what allows businesses that aren’t banks to offer actual banking services to their customers.
How direct debit or debit orders works in Zambia
Direct debit, a payment mechanism allowing automatic recurring deductions from a customer’s account to pay bills or loans....
A cultural view of loan defaults in Rwanda
Any lasting reduction in default rates will depend not only on stricter systems but also on solutions that align with Rwanda’s social norms, communal values, and the realities of how households manage money under varying economic pressures.
7 types of loan management software in 2025
The following breakdown looks at seven major types of loan management software currently shaping the lending industry in 2025, offering a closer look at how these tools are helping lenders deliver credit more efficiently and responsibly.
A deep overview of consumer credit in Zambia
This report provides a clear, practical overview of consumer credit in Zambia from 2019 - 2024. It covers the key loan types in use, major players shaping the space, current regulatory frameworks, and how technology is changing access.
Why gig workers are denied loans, and how better credit scoring helps
The structure of the global economy is shifting. More people are working short-term gig, freelancing, and relying on digital platforms to earn a living.
A cultural view of loan defaults in South Africa
If lenders and policymakers in South Africa can meet borrowers where they are economically, culturally, and socially, there may be a path forward that improves financial access while reducing default risk.
How debit order works in South Africa
This report provides an in-depth analysis of the debit order ecosystem in South Africa from 2019-2024, covering its regulatory framework, operational mechanics, key players, adoption trends, infrastructure, challenges, and future innovations.
